Home insurance makes owning a home less of a risk. It covers you from a variety of things, including theft, fire, a lightning strike, and liability. At Alan Farley Insurance LLC in Tulsa, OK, we use our extensive knowledge of insurance to help our customers get the right coverage for their needs. Your home insurance policy needs to be reviewed to make sure it is up-to-date. 

When your insurance is renewed

Most home insurance policies are renewed every year. When the policy renews, an updated copy will be sent to you either as a paper copy or as a digital copy. The front page is called the declaration page, and it is a synopsis of your coverage. You should read it over carefully. Make sure that all the levels of coverage that you have make sense. If your income has risen over the years, and you have never increased your liability, it may be time to consider that. 

When you have made major repairs

If you have made major repairs that have increased your usable square footage, the value of your home may have increased. If you have not informed your insurance company about these repairs, it is something that you should do. 

When you have added a dog to the family

Owning a dog increases your liability risk. When you get a dog, talk to your insurance agent about what breed of dog you have. Some dogs are considered so dangerous that your liability insurance doesn’t cover them. This leaves you at risk.

Consult With Us

Contact the Alan Farley Insurance LLC in Tulsa, OK to get the home insurance that you need.