Whether you're moving into your first apartment for college or a long-time renter, renter's insurance is a must-have for anyone who rents an apartment or home. At Alan Farley Insurance LLC in Tulsa, OK, we provide Oklahoma renters with insurance that suits their specific goals and needs.
What is renter's insurance?
Renter's insurance is a kind of insurance policy designed to insure the belongings in a rented apartment or home, as well as some repairs. Although a landlord holds their liability insurance on a property, it is the renter's responsibility in many cases to hold the renter's insurance. This type of insurance can cover the costs of replacing belongings in the event of a fire, flooding, or other natural disasters that are not the renter's fault.
In addition to insuring the contents of an apartment, the renter's insurance can also cover repairs associated with damage that is not the renter's fault. Suppose the renter or another party experiences bodily injury in the apartment or home. In that case, the renter's insurance may also be able to cover medical treatment expenses and related costs.
Who should get renter's insurance?
Anyone who rents an apartment, home, or other style of residence should get a renter's insurance policy. If your landlord already provides renter's insurance, you may still want to shop around and see if there are policies that would better suit your needs. Renter's insurance is ideal for college students who rent an apartment with roommates and families who rent a home independently.
Knowing that you can replace your belongings or cover unexpected costly repairs should an unforeseen disaster strike can be a huge relief as a renter. Renter's insurance can also cover costs associated with theft.
For a free quote for renter's insurance, call Alan Farley Insurance LLC in Tulsa, OK today!
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