How To Conduct a Family Estate Planning Meeting

Discussing family estate family can feel awkward for some people – many of us simply do like talking about death in any way. However, family estate planning is a crucial part of planning for the future. Here at Alan Farley Insurance LLC we are happy to help families in Tulsa, OK and the surrounding areas learn more about life insurance and estate planning.  

What Is Estate Planning?

Estate planning is a series of plans that you set in place and discuss with your family concerning how you want your finances, possessions, and final arrangements to be handled. This can include updating your family about your will, informing your family about your final arrangements, and even appointing someone legally who will be in charge of handling these items on your behalf once you pass.

Who Should Come to An Estate Planning Meeting?

It is entirely up to you who comes to the meeting, but you should definitely involve anyone who will be directly involved in carrying out any of your wishes. You might also want to invite anyone who is going to be directly affected by any of the choices you have made. Most people also have a lawyer present if they think there will be any legal confusion. 

How Do I Start Estate Planning?

The first step in estate planning is to make sure you have a solid life insurance policy in place. Your life insurance is the foundation of your estate. This insurance policy will help make sure that your family is financially provided for after you pass. 

Give Us A Call

If you would like to learn more about life insurance or estate planning, please get in touch with us at Alan Farley Insurance LLC serving Tulsa, OK and the surrounding areas.  

How To Avoid Water Damage In Your Home

Water damage is a common type of home insurance claim. These types of repairs can be time-consuming and really bring your family’s life to a halt while they are being completed. Here at Alan Farley Insurance LLC, we like to teach owners good ways to protect their homes. Here are some ways to protect your home from water damage in Tulsa, OK and the surrounding areas. 

How To Avoid Water Damage In Your Home 

Never Ignore A Leak

If you notice a small leak in your home, you might be tempted to just hope it goes away on its own. Leaks never go away on their own. In fact, leaks actually get bigger and bigger the longer they are left. The best course of action is to repair leaks quickly as soon as you notice them. 

Winterize Your Pipes

If you haven’t already, you need to winterize your pipes. This means that pipes running under your home need to be insulated against freezing temps in winter. A local plumber can usually help with this task. If pipes freeze during the winter, they can burst. Once the water thaws back out, water will come rushing into your home through the cracks. Winterizing can help to avoid this. 

Update Appliances 

All appliances that use water, are less efficient and often contribute to leaks and condensation accumulation. Over time, all of this moisture can start to cause water damage. To save money on energy, and better protect your home from water damage, update appliances. 

Keep An Eye On Drainage 

The way that water drains on your property can also play a big part in water damage. Make sure water is being properly drained away from your home with the use of gutters. 

Reach Out To Us

Contact us at Alan Farley Insurance LLC for all of your insurance needs in Tulsa, OK and the surrounding areas.